Our credit card debt is gone!

Since February of 2005, we've humbled ourselves repeatedly - losing our house, going into a debt management program, seeing our credit rating tank even more, being humiliated at WIC, food stamp and medicaid offices by employees who think you are scum - and learned to live with what we can afford NOW (even if that meant...nothing, and stopping by a food pantry) instead of borrowing against some future money that may or may not come. As of yesterday, our last payment for credit card debt was paid off. I don't say that with a chip on my shoulder -- I know there is so much financial pain out there right now. I say that with a humble heart of gratitude that God has seen us through those times when we felt like we were drowning. Thanking God that my foolish financial decisions at age 18 are now FINALLY paid off.

We are not debt-free -- there's the house, we're still working on paying off Phil's car, and of course there's the SCHOOL LOANS, which are still painful. But the dumbest, most full of bad decision debt -- it's gone.